Earn on Idle Capital
Turn inactive balances into productive capital with integrated yield opportunities directly from your account.
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Trusted by leading institutional partners
Your program money shouldn't live in five places.
Spreadsheets, bank portals, and chat threads weren't built for batch disbursements—or for tracking every beneficiary dollar.
- Batch payouts that take days to reconcile
- Grants and microcredits tracked in different tools
- Beneficiary records scattered and hard to audit
- Field team spend with no single source of truth
Disburse at scale. Track every dollar. Run a program your donors can trust.
Real-time financial infrastructure
Money should move as fast as the internet.
Access Credit Faster
Unlock working capital without traditional banking friction. Built for businesses and operators that need liquidity in real time.
Receive Payments Globally
Accept USDC payments instantly from clients, customers, or partners anywhere in the world.
Off-Ramp to Local Currency
Convert USDC into CLP or local fiat rails quickly through integrated payout infrastructure.
Merchant-Owned Payment Rails
Your business shouldn’t depend entirely on third-party processors controlling your margins, freezes, or settlement times.
get paid online today
Built for founders,
freelancers and modern
merchants.
INDIVIDUALS
Earn, save, borrow, and move money globally
For people who earn online, invoice internationally, hold USDC, need fast liquidity, and want better yield than traditional banks.
- Yield
- Credit
- International payments
- Fast off-ramp
- Personal treasury
BUSINESSES
Modern payment infrastructure
For businesses that process payments, move supplier money, pay teams internationally, want lower fees, and want ownership over their payment rails.
- Merchant rails
- Treasury management
- Supplier payments
- Stablecoin settlements
- Faster cash flow
Local when you need it
Cash out to real-world rails
Ideal state for our customers: earn and hold in stable digital dollars, then convert to local currency when life or suppliers demand it—without giving up visibility on fees or FX.
We're designing ramps and partner paths so moving between on-system balances and bank or cash-out endpoints stays predictable—fewer surprises than opaque P2P marketplaces, fewer days lost to correspondent banking.
If you import, sell online, or run payroll across countries, the question is always the same: what do I actually receive after fees and spread? Sozu is being built so that answer is legible, not buried.
Availability depends on jurisdiction, partners, and compliance—we'll ship ramps progressively and publish clear states in-product.
Built for global work
Collect anywhere. Cash out locally. Always know your net.
Most visitors aren’t browsing—they’re asking whether this beats what they use today for cross-border work from Latin America (and beyond). Here’s what we’re built to fix.
Faster, fairer global rails
International payments shouldn’t mean days of delay, surprise fees, or painful FX. Sozu is for anyone who has already outgrown “send money” apps that tax every hop.
One view of cash flow
Money split across banks, wallets, and spreadsheets is how mistakes happen. We unify how you collect, hold, and deploy stable digital dollars so you can see the whole picture.
Credit that fits how you work
Freelancers, shops, and NGOs don’t need another savings account—they need flexible financing (BNPL, factoring, credit) tied to real activity, not a generic score.
Built for trust on the ground
Teams distributing aid or paying contractors need traceability without leaking sensitive detail. We care about transparency for operators, not theater for dashboards.
The next generation
of business banking
is already here.
Join Sozu and start operating with internet money.
Take control of your treasury, leverage your network,
and move forward with clarity and speed.
Joined by 30 companies this month